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17 Feb 2026
What Climate Risk and Claims Trends Mean for Owners Corporations Strata insurance is entering 2026 in a very different position than where it sat just a few years ago. While premium volatility has eased compared to the post-pandemic hard market, the underlying risks facing strata properties have not disappeared; they have evolved. Extreme weather events, […]
13 Feb 2026
Extreme Weather in 2025: What Commercial Property Owners Need to Rethink About Insurance There’s been no shortage of commentary around commercial property in 2025. Transaction volumes picked up, confidence returned in parts of the market, and investors were once again willing to make long-term plays, particularly across industrial assets and growth regions like Queensland. At the same […]
11 Feb 2026
Insights From The Allianz Risk Barometer Global risk doesn’t live in a report. It shows up in delayed projects, cyber incidents, regulatory scrutiny and, too often, insurance claims that don’t respond the way a business expects. Each year, the Allianz Risk Barometer surveys thousands of risk professionals worldwide to identify the threats businesses are most concerned about in the year ahead. […]
09 Feb 2026
Imported Structural Steel Risks in Australia’s Construction Sector Structural steel sits at the heart of Australia’s construction sector. It is used in commercial buildings, warehouses, bridges, industrial facilities and major infrastructure projects. When it performs as expected, it is invisible. When it does not, the consequences can be significant. In recent years, scrutiny around imported […]
03 Feb 2026
Childcare Centre Insurance: Common Risks, Coverage Gaps and How to Protect Your Centre What operators often overlook, and how to protect your centre Running a childcare centre is about much more than daily routines and learning programs. You’re responsible for the safety of children, staff, families and visitors, every single day. Having the right childcare insurance in […]
02 Feb 2026
Accurate property insurance is critical for accommodation businesses, yet under-insurance remains a frequent and costly oversight. Regardless of what business you own in the accommodation sector, being underinsured can leave your business exposed to significant financial risk when a claim arises. Under-insurance can have material financial consequences, leaving owners responsible for substantial shortfalls while trying to repair or rebuild their property. This article […]
27 Jan 2026
Understanding How Wineries Can Protect Their People And Their Business It is a requirement in NSW for winery businesses to identify, assess, and manage risks so far as is reasonably practicable, in line with work health and safety (WHS) laws. One of the most effective ways to do this is by applying the Hierarchy of […]
08 Jan 2026
What Affects Your Premiums and How to Stay Protected Hospitality businesses range from cafés, restaurants and takeaway outlets, to bars, pubs, nightclubs, hotels, motels and event venues. Essentially, any business that serves food or drinks, hosts patrons, or provides accommodation. And hospitality insurance plays a critical role in protecting these businesses. Running a hospitality venue […]
05 Jan 2026
When Policy Definitions Decide the Outcome: Lessons From a Sydney Court Decision A recent decision out of the NSW court of appeal decision has quietly reinforced something many business owners don’t think about until it’s too late — insurance claims often turn on definitions. The case involved a Sydney petrol station that had completed upgrades […]
12 Dec 2025
Accommodation Insurance and the Rising Cost of Extreme Weather Accommodation insurance is becoming increasingly complex as Australia faces more frequent and severe extreme weather events. From cyclones and flooding to bushfires and coastal erosion, climate-driven risks are reshaping how accommodation providers manage exposure, resilience and long-term affordability. A recent report from the Early Warning Network, […]
09 Dec 2025
Commercial Property Insurance in a Rebounding Market Australia’s commercial property market is showing early signs of renewed momentum. Higher interest rates and subdued investor confidence created a period of softer conditions. However, as inflation stabilises and global sentiment improves, buyers are gradually returning. While improving market conditions are positive for owners and investors, rising asset […]
27 Nov 2025
Statutory Liability Insurance Is Becoming a Core Business Protection Statutory Liability Insurance is becoming increasingly important as compliance obligations expand across Australia. Changes to workplace safety laws, environmental regulations, privacy frameworks and industry-specific requirements mean businesses are operating under greater scrutiny than ever before. Most organisations maintain public liability, professional indemnity or management liability cover. […]
27 Nov 2025
When Trading Stops, the Risk Doesn’t: Why Product Liability Run-Off Cover Matters Product Liability Run-Off Cover is something many business owners only hear about when they are preparing to close, sell or restructure. By that stage, the assumption is often that once trading ends, so does the exposure. That isn’t how it works. If your […]
23 Apr 2024
You’ve prepared your business action plan and implemented your continuity plan, and now it’s time to bounce back from disaster! There are key steps to take in the first hours, days, weeks, months and years following a disaster. We take you through strategies required to overcome adversity and see your business successfully recover from disaster. Immediate […]
08 Apr 2024
Introducing Everything Suarve Inc. In the heart of the Northern Gold Coast, Everything Suarve Inc. stands as a pillar of transformation, championing the emotional and practical rehabilitation of at-risk youth. The organisation’s core mission is to cultivate mental well-being and resilience, equipping young individuals with the life skills necessary for sustainable personal development. Through innovative […]
02 Apr 2024
A business continuity plan (BCP) is a comprehensive strategy outlining how a business will continue operating during and after an unplanned disruption. The purpose of a BCP is to ensure that essential business functions can continue with minimal disruption during events such as natural disasters, technological failures, pandemics, or other emergencies. The initial components of […]
07 Feb 2024
In Australia, the escalating frequency and severity of natural disasters pose a growing threat to businesses. Recognising the need for comprehensive disaster preparation, we outline a strategic three-step approach, that involves understanding the risks, planning for the worst, and proactively preparing. By following these three steps, businesses can ensure they’re as prepared as they can […]
16 Jan 2024
Can a Landlord Discharge All Responsibility to Maintain a Property to a Managing Agent? Who bears responsibility for injuries to a tenant resulting from the condition of a property subject to a residential lease? Is it the landlord, the managing real estate agent, or both? As a real estate agent, you may be wondering whether […]
18 Dec 2023
As an Australian taxpayer, you may find yourself under the scrutiny of the Australian Taxation Office (ATO). Facing an audit can be daunting, often requiring significant time and financial resources. This is where tax audit insurance becomes a crucial ally. Understanding Tax Audit Insurance Tax audit insurance, also known as audit insurance, is a type […]
14 Dec 2023
After a comprehensive review of the Privacy Act, the Australian government has responded to proposals for a reform of Australia’s privacy guidelines. This is a significant development after these proposals were put forward back in February 2023. The government has agreed to changes that will impact businesses across the country, including a crucial shift for […]
12 Dec 2023
Introducing The Malpa Project In the heart of Australia, The Malpa Project stands out as a beacon of hope and health. Catering to both Aboriginal and non-Aboriginal children from disadvantaged backgrounds, this initiative trains young minds, aged 9 to 12, to become local health ambassadors. They are Young Doctors, a title they earn through a […]
29 Nov 2023
As we enter the peak season for severe weather events in Australia, the Bureau of Meteorology (BOM) has announced a long-range forecast of weather events, including heatwaves, bushfires, cyclones and flooding. With the impacts of climate change becoming more significant, the insurance industry is having to evolve, becoming more adaptable and seeking ways to manage […]
29 Nov 2023
*This post was written by Daniel Wood & was originally posted on Insurance Business Mag Some insurance brokers are immersing themselves in particular industries more than ever before. In the process, they’re becoming specialists and more marketable to potential clients. An industry broadly described as accommodation is a current focus for Barrack Broking. Barrack’s director Graeme […]
23 Nov 2023
D&O 101 Directors and Officers Insurance, commonly referred to as D&O Insurance, is a crucial protection for the decision-makers of a company. In a world where lawsuits are becoming more prevalent, the company’s leaders and board of directors face increasing personal financial risks. D&O Insurance offers personal liability and financial loss protection to corporate executives […]
21 Sep 2023
One of the many challenges business owners face when running their business is cash flow management. Part of the struggle can be the large, lump-sum insurance premium payments, which can strain cash resources. This is where Premium Funding comes into the picture to assist. At Barrack, we know how important it is to improve cash […]
05 Sep 2023
When looking to grow your real estate business, undoubtedly, one of the options that you’ve considered is buying a rent roll. With the potential to offer a level of financial security, in-house sales leads, and the potential to build equity, rent rolls may seem appealing to real estate professionals. However, like many large-scale decisions in […]
05 Sep 2023
Vehicles are an integral part of the real estate industry, making insuring them equally important. However, some real estate agents are potentially doing themselves an injustice by sourcing their motor vehicle insurance through direct insurers. We walk you through some key reasons why you shouldn’t use a direct insurer for cars and why opting for […]
05 Sep 2023
As a real estate expert, sellers and buyers trust your knowledge. Yet, you also rely on specialists, such as building and pest inspectors. If a report has an issue, are you safeguarded against claims related to arranging that report? We discuss the potential issues that can arise when it comes to pre-purchase property inspections and […]
17 Aug 2023
The latest insights from the Australian Actuaries Climate Index have sent a clear message to insurance professionals, homeowners, and stakeholders alike: Australia is moving towards a period of heightened bushfire risk. For us at Barrack Broking, understanding and navigating these potential hazards is paramount for safeguarding our clients and assisting in risk management. The Actuaries […]
09 Aug 2023
Who bears responsibility for injuries to a tenant resulting from the condition of a property subject to a residential lease? Is it the landlord, the managing real estate agent, or both? As a real estate agent, you may be wondering whether a landlord can discharge all responsibility to maintain a property onto you. Below, we […]
19 Jul 2023
At Barrack Broking, our promise is to provide the best possible service to our valued clients. Our mission has always been clear: to offer the most comprehensive insurance solutions tailored to your unique needs. We’re proud to announce that we’re taking this mission a step further. We’ve recently joined UNIBA Partners, a global network of […]
19 Sep 2022
Cyber Criminals Target Real Estate Agents: How You Can Protect Your Business! Why target a Real Estate business? Giving out personally identifiable information such as work history, date of birth, past rental locations, as well as phone & email addresses during an application or lease agreement has become part and parcel of renting or buying […]
30 Aug 2022
Regardless of what industry you operate in, you are undoubtedly reliant on Australia’s supply chain network, and acutely aware of the business disruption you face when the supply chain itself is disrupted. It would be almost impossible for any business to ignore how turbulent the last couple of years have been for supply chains in […]
22 Aug 2022
The main factors driving the rising cost of insurance It only takes a quick look back at the news headlines from 2022 thus far to get an idea of the large-scale events we’ve lived through as a nation this year. The pandemic has understandably upheaved life as we know it and has been the root […]
08 Aug 2022
If you work as an engineer or as a design or building practitioner, then chances are by now, you’ve heard of a new regulation in New South Wales that was introduced last year – the Design and Building Practitioners Regulation 2021 (NSW). Perhaps what you may not have considered is the impact the new regulations […]
14 Jul 2022
Ransomware is malware that blocks access to a computer or its data until the owner pays a ransom. Depending on the encrypted data, you can be required to pay thousands of dollars. One of the major factors leading to increased ransomware attacks has been the COVID-19 pandemic. As organisations adopt hybrid and remote work models, […]
05 Jul 2022
As a co-operative or mutual enterprise (CME), you are unquestionably operating to achieve a common objective that benefits each member. So what happens when a claim is made against your CME that alleges the board of directors or other leadership have not acted in good faith or in the best interests of members? Securities claims […]
20 Jun 2022
Regardless of what industry you operate in, the last two years have caused unprecedented disruption to business life as you knew it. While COVID-19 is largely to blame for the global-scale supply chain interruptions, a spotlight has been shone on the ever-present (yet sometimes unpredictable) business risks that exist across the entire supply chain. Supply […]
02 Jun 2022
We recently presented the top two emerging risks in business throughout 2022, in Part 1 of this two-part series. Due to the depth of exploration we take in uncovering the critical threats that exist currently and will evolve in the future, we’re proud to now offer the remaining emerging business risks for 2022 in Part […]
23 May 2022
The past two years have taught us that risks in business are ever-present, ever-changing, and often completely unpredictable. It might not surprise you that business interruptions, natural catastrophes and cyber incidents are some of the top emerging business risks. Legislation and regulation risk is nothing new to the business world, but as legislation and […]
26 Feb 2022
No event is immune from the possibility of mishaps that could result in cancellation, loss of revenue or ‘sunk costs’, potential lawsuits, loss of business and damage to reputation. For event owners, producers, their customers or other participants in an event it’s advised to carefully consider the range of insurance available as things can always […]
17 Sep 2021
The accommodation sector in Australia is an industry exposed to a diverse range of strategic and operational risks. These can vary considerably depending on the style of accommodation, location, transport links, target customer demographic, and ownership structure. In working with a variety of accommodation businesses Barrack Broking have considered the current risk environment, and prepared […]
26 Aug 2021
The Barrack Broking team is proud to announce our partnership with Malpa. Founded to address the vast inequality in health between Aboriginal and non-Aboriginal Australians, Malpa has developed a unique, innovative, culturally derived, community centred approach to achieving strong health and well-being outcomes for Aboriginal and Torres Strait Islander peoples. The Malpa ‘Young Doctors Project’ […]
15 Mar 2021
“A really challenging space,” is how Barrack Broking director and business insurance broker Charles Gow-Gates (pictured) describes the world of alpine property when it comes to insurance coverage. That, however, has not stopped the young Sydney-based brokerage from recently arranging group insurance for 70 ski lodges in New South Wales and Victoria. In an interview […]
28 Jan 2021
Barrack Broking advised the Ski Lodges Organisation of Perisher Smiggins and Guthega (SLOPES) on the insurance placement of over $170m of alpine accommodation property in Kosciusko National Park, NSW and the Victorian Alps, VIC. SLOPES is a not-for-profit association with ski club members, which represents some 55,000 people made up of club members, friends and […]
19 Nov 2020
Business interruption insurance is designed to indemnify a business for financial loss sustained because of agreed events. The name of the insurance can be misleading; it’s not designed to cover all interruptions to business, only the consequential loss from an agreed event, such as damage to a business premises forcing closure while repairs are made. […]
28 Oct 2020
In recent years Cybersecurity risks have become more prominent in the minds of business owners. The World events of 2020 have only exacerbated this risk with the swift changes that were made to the working conditions of employees in all industries. In the last 6 months Cyber attacks have become even more pervasive and sophisticated […]
10 Sep 2020
IAG and the US-based National Center for Atmospheric Research (NCAR) have released the second edition of the Severe Weather in a Changing Climate report. The updated report incorporates new research and feedback from the scientific community and reinforces that extreme bushfires, tropical cyclones, storms, hail and floods are becoming more frequent and intense in a […]
14 Aug 2020
Flammable liquids are one of the largest groups of hazardous materials. Vapours are invisible, they spread quickly and ignite easily, causing an explosion/fire that includes rapid flame spread and is extremely difficult to extinguish. While substituting with non-flammable alternatives is the only way to eliminate this risk, there are steps you can take to manage it. Contain your flammable liquid risks Where possible, it is best to substitute […]
21 Jul 2020
Directors and officers are required to adhere to a raft of rules and legislation when operating a business, including corporate and prudential; work, health and safety; environmental; copyright; and customs. The direct impacts of the 2020 bushfires and Covid-19, as well as the subsequent and sustained financial downturn, will create significant additional risk to company […]
21 Apr 2020
Bushfires have an immediate and ongoing devastating impact on many communities, be they directly hit by fire or indirectly affected. Insurance has its role to play and we’ve seen a number of insurers setting up emergency response procedures. We anticipate that for the large majority of policyholders, their claims will handled through these processes and […]
20 Apr 2020
The bushfire crisis of Australia’s summer of 2019/2020 had severe impacts on businesses in fire zones and surrounding regions. The tourism business sector alone experienced losses said to be in “the hundreds of millions of dollars”. Tourists evacuated in droves, future accommodation bookings were cancelled, and business owners were left without the critical cash flow […]
18 Apr 2020
The global public health emergency seeking to stop the spread of the coronavirus, officially referred to as COVID-19, is currently the front and centre concern of the World Health Organisation and governments around the world. If your 2020 new year resolution was to travel or if your business involves regular overseas travel for yourself and […]
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